Real estate in Knoxville Tn, Jin Harmon-Rocky Top Realty, Knoxville, Tn

Q: What is the first step to getting pre-approved?
A: The first step is to contact a lender and give them information about your
employment, income and credit so that they may determine what loan program is
right for you and what amount you qualify for.

Q: What should I have ready when I apply for a loan?
A: Social Security Numbers, copies of bank statements, recent paycheck stubs, a
list of your debts as well as your last 2 years W-2 forms.

Q: What if I am Self–Employed?
A: There are so many loan programs available for self-employed individuals with
loan to values as high as 95%. Depending on your credit score the rates can be
quite competitive.

Q: As a veteran am I guaranteed a loan?
A: No. You must still credit qualify and income qualify. VA just guarantees a
portion of the loan if you qualify through a lender.

Q: What does 100% Financing mean?
A: That means that you are not required to put a down payment on a loan but you
may still have some closing costs to pay depending on the loan program.

This site features information on Real Estate for sale in Knoxville Tn! Find real estate for sale in Knoxville Tn and surrounding areas! My real estate web site includes real estate services, listings for sale, sellers tips, online home search, buyer information and seller information. Please E-mail me by clicking on the "contact me" button below with any questions you may have about real estate in Knoxville Tn or call me @ 865-531-2525. Thank you for visiting my site and I look forward to assisting you in your real estate needs...Jin Harmon, Rocky Top Realty-Knoxville, Tn.

ABR, GRI, Relocation Specialist and Broker